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Tuesday, September 27, 2011

Cancellation of pledge

Today, finally, I received official paper about cancellation of pledge on my Fabia from a bank. It took Mizrahi Tefahot almost 2 months. When I paid last shekel of loan to a bank at 20th of July 2011, Moran Hornstein, my account handler, promised me that all papers will come to my post box in a week or two.

Nothing such happened after a month. So I went again to the bank asked about papers for cancellation of pledge. It's not like I'm going to sell my car now, but documents should be given to a client after closing a loan. Moran printed me some computer screen-shot from their bank program and said that is your documents, nothing more. And it looks like this (without parking ticket of course):
I went away. As we see this is fucking ridiculous. As I no more have to pay to the bank, they can sent you to hell.

A week ago I thought about calling my insurance agent and ask about this situation and insurance policy that I have and it has section about pledge on car to the bank. Agent said I need to get from bank "Cancellation of pledge" official document, because we need to change policy.

This time I sent a big complain about this situation to customer support via site and an e-mail pzibur@umtb.co.il. In a few minutes a got a call from their representatives telling me that they are checking that. And it turns out that account was not closed and I got one shekel debt on it already despite the fact I paid all loan.

The end of the story - I got a call today from Adi Yakov, asking me what I want, this one from my branch already. And after a lunch I was there personally and took this document. I waited in a bank until they send it to my insurance agent by fax and when I got confirmation from him, this issue was closed.

Never want to see Mizrahi Tefahot again...

Sunday, September 25, 2011

Installing Bosch EC9 horns

I didn't liked original sound of horn so I ordered at eBay a set of Bosch EC9 - $8.75 for devices and $13 for shipping from Hong Kong.
Package from Hong Kong
In the package were two fanfares: one low 420 Hz and a high 510 Hz. Now, when I know that original Fabia's horn is same high horn, you can buy only one and connect them together. Here is Bosch EC9 and EC9-C paper for full details on devices.


To make it work, connect them in parallel. Here is a wiring diagram
Skoda Fabia horns wiring diagram
I also put some isolation from easy water access. All connections were covered with heat shrink tubes (not shown at picture) and other surfaces with hot melting glue (also not shown).

And more than that, I made a video of install process that took me about 15 minutes before a work.

UPDATE (2011-04-05)
Sound compare. First red Fabia with original horn, second in mine with full EC9 set.

High tone fanfare

ETKA illustration 951-20
I posting original horn here before next post where I will show you how to change it to better one.

The part number for horn itself (pos.1) is 3B0 951 223 E - Fanfare high tone (510 Hz).
This is how it looks in real life.




Wednesday, September 14, 2011

Real world fuel consumption

Skoda Fabia - Engine 1.2 l/77 kW TSI - EU5 screenshot from owners manual
According to this page from owners manual, our car should consume 6.8 liters at every 100 kilometers in the cities and 4.5 at highways. Probably, it is... in ideal world. Here in Israel with hot weather and different traffic I got other numbers, the real numbers.

https://docs.google.com/spreadsheet/pub?hl=en_US&hl=en_US&key=0AstaR8Qp-BJZdFFoWTBmMUhBVTNhbGd6U254ZHRTc1E&single=true&gid=6&output=html
Urban - 7.5+
Non-urban - 5.8+

This is my on-going research. From time to time I check car display, Multitronics (that is very handy, it also log last 20 trips) and fill on paper and later posting in Google Spreadsheet. This takes almost zero time as I anyway wait a couple of seconds before switching off engine. Multitronics measures precisely enough, just imagine show me exact fuel amount I need to fill with difference of 0.1-0.3 liters.

Lower average speed indicates more urban traffic and also driven time. I also was trying 98 fuel to check if I got more power and less consumption with same driving style - that's not worked for me, I do not recommend to pay more and have same results.